# Card Privacy Policy

### Card Privacy Policy

At **Oria**, we are committed to protecting your privacy and ensuring the security of your personal and financial information. This Card Privacy Policy explains how we collect, use, store, and protect your data when you use our card services.

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### 1. Information We Collect

To provide card services, we may collect the following types of information:

#### 1.1 Personal Information

* Full name
* Email address
* Phone number
* Billing and residential address
* Identity verification (KYC) information

#### 1.2 Card & Financial Information

* Cardholder name
* Card number (tokenized or masked where applicable)
* Expiry date and card metadata
* Transaction records (amount, merchant, timestamp)

#### 1.3 Technical Information

* IP address
* Device and browser information
* App usage data and logs

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### 2. How We Use Your Information

We use your information to:

* Provide and operate card services
* Process transactions and payments
* Perform identity verification (KYC/AML compliance)
* Detect fraud, abuse, or suspicious activity
* Improve system performance and user experience
* Communicate important updates or support responses

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### 3. Data Storage and Security

We implement industry-standard security measures to protect your data, including:

* Encryption of sensitive data (e.g., card details, personal information)
* Tokenization of card numbers where applicable
* Secure access controls and monitoring systems
* Regular security reviews and risk assessments

Your data is stored securely and access is restricted to authorized personnel only.

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### 4. Data Sharing and Disclosure

We do **not sell your personal data**.

We may share limited data with:

* Payment processors and card networks (e.g., for transaction processing)
* Compliance and identity verification providers (KYC/AML)
* Service providers (e.g., hosting, analytics, support tools)

All third parties are required to handle your data securely and only for necessary purposes.

We may also disclose information if required by law, regulation, or legal process.

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### 5. Data Retention

We retain your data:

* For as long as your account is active
* As required to provide services
* To comply with legal, regulatory, and compliance obligations

After this period, data will be securely deleted or anonymized.

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### 6. Your Rights

Depending on your jurisdiction, you may have the right to:

* Access your personal data
* Request correction of inaccurate data
* Request deletion of your data
* Object to or restrict certain processing
* Request data portability

To exercise your rights, please contact our support team.

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### 7. Third-Party Services

Our services may integrate with third-party platforms (e.g., payment networks, analytics providers). These services operate under their own privacy policies, and we encourage you to review them.

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### 8. Security Responsibility

While we implement strong security measures, users are responsible for:

* Keeping account credentials secure
* Not sharing card details with unauthorized parties
* Reporting suspicious activity immediately

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### 9. International Data Transfers

Your data may be processed in different jurisdictions depending on our infrastructure and service providers. We ensure appropriate safeguards are in place to protect your data in accordance with applicable laws.

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### 10. Updates to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last updated” date.


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